Insurance is one of those things we don't really think about until we need it. Making sure you know the status of your family's insurance, as well as the policy's benefits and payments, is important for your financial and physical health.
Instructions
If You Have Insurance Through an Employer
1. Call the number on the back of your child's insurance card. Inquire as to the benefits your child gets and if there are any claims ongoing.
2. Use the number on the back of your or your spouse's insurance card. Ask about the status of dependents.
3. Stop by your company's human resources department and talk to the benefits specialist. He or she can help you find out the status of your child's health insurance and can help you add your child to a policy if necessary.
4. Check the health insurance company's Web site. Members may be able to check their child's status online.
If You Have or Need Insurance Through the State
5. Talk to the case manager for your family. She or he will know the status of your child's insurance.
6. Contact the agency or company that your insurance comes from. Call and provide your ID number to find out the status of everyone in your family.
7. Find your local Department of Social Services (Google your county name and "department of social services") to learn about eligibility requirements if you are not sure whether your child qualifies for insurance. You can find guidelines online and usually you can also apply (or start the application process). They will want paycheck stubs, tax forms and other proof of income to determine whether your child qualifies.
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